Iowa paycheck calculator
Your 2026 take-home pay in Iowa, with federal withholding from IRS Publication 15-T, Social Security and Medicare, Iowa's own withholding formula. A $75,000 salary takes home about $2,280 every two weeks.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Take-home pay per check
$2,279.86
From $2,884.62 gross · $59,276 a year
| Take-home pay | $2,279.86 | 79.0% |
|---|---|---|
| Federal income tax | $295.00 | 10.2% |
| Social Security | $178.85 | 6.2% |
| Medicare | $41.83 | 1.5% |
| Iowa income tax | $89.08 | 3.1% |
- Annual take-home
- $59,276
- Annual gross
- $75,000
- Taxes per check
- $604.76
- Effective tax rate
- 21.0%
- Social Security stops
- Not this year
- Federal taxable wages
- $2,884.62
Every paycheck this year
26 checksPaycheck detail
Form IA W-4| Check | Gross | Federal | Soc. Sec. | Medicare | State | Net |
|---|---|---|---|---|---|---|
| 01 | $2,884.62 | $295.00 | $178.85 | $41.83 | $89.08 | $2,279.86 |
| 02 | $2,884.62 | $295.00 | $178.85 | $41.83 | $89.08 | $2,279.86 |
| 03 | $2,884.62 | $295.00 | $178.85 | $41.83 | $89.08 | $2,279.86 |
| 04 | $2,884.62 | $295.00 | $178.85 | $41.83 | $89.08 | $2,279.86 |
| 05 | $2,884.62 | $295.00 | $178.85 | $41.83 | $89.08 | $2,279.86 |
| 06 | $2,884.62 | $295.00 | $178.85 | $41.83 | $89.08 | $2,279.86 |
Iowa 2026 withholding from source 1, source 2
Paychecks in Iowa
- Iowa withholds a flat 3.8% of wages after a standard deduction of $13,000 a year ($19,500 for heads of household, $26,000 for married couples with one earner).
- On the 2026 Form IA W-4, allowances are entered as dollar credits rather than counts, such as $40 for yourself and each dependent, and they are subtracted from the tax itself.
- Iowa does not use the federal W-4; without an IA W-4, employers withhold with a zero allowance amount.
- Iowa school district and EMS surtaxes are settled on the annual return rather than withheld, Illinois residents working in Iowa owe only Illinois tax on those wages under reciprocity, and there is no state disability deduction.
Take-home pay at common salaries (single, paid every two weeks)
| Salary | Federal tax | Soc. Sec. and Medicare | Iowa tax | Take-home a year | Per paycheck |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $986 | $33,334 | $1,282.08 |
| $60,000 | $5,020 | $4,590 | $1,746 | $48,644 | $1,870.92 |
| $75,000 | $7,670 | $5,738 | $2,316 | $59,276 | $2,279.86 |
| $100,000 | $13,170 | $7,650 | $3,266 | $75,914 | $2,919.77 |
| $150,000 | $24,734 | $11,475 | $5,166 | $108,625 | $4,177.89 |
Withholding form
Form IA W-4: filing status, allowances ($).
Payroll deductions
No state disability or paid leave deduction on a Iowa paycheck.
Local income tax
None built in. You can enter a local rate in the calculator if your city or school district charges one.
Examples use a 2026 Form W-4 with no adjustments and no pre-tax benefits. Compare more states in the salary calculator or estimate your full-year tax in the income tax calculator.
More for Iowa: Iowa income tax calculator · Iowa mortgage calculator · Iowa home affordability calculator
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How this is calculated
Federal
IRS Publication 15-T (2026), Worksheet 1A for Forms W-4 from 2020 or later, plus 6.2% Social Security on wages up to $184,500 and 1.45% Medicare, with 0.9% more withheld above $200,000.
Iowa
Iowa's 2026 employer withholding method with your Form IA W-4 entries.
Sources
Official Iowa withholding guidance (2 sources), checked for 2026.
Sources
Related guides
- How bonuses are taxed in 2026Why a bonus check looks smaller than a paycheck, the 22% federal flat rate, every state's bonus withholding rate, and what you actually owe at tax time.
- 2026 federal income tax brackets and standard deductionThe 2026 tax brackets for every filing status, the standard deduction, how marginal rates really work, and what a typical household pays.
- The 2026 tips and overtime deductions, explainedWho can deduct tips and overtime pay from 2025 through 2028, the limits and phase-outs, what counts, which states follow, and how much they save.
- How to adjust your W-4 so you don't owe at tax timeWhat each step of the 2026 Form W-4 does, how to fix withholding that is too low or too high, and worked examples for two jobs, kids and side income.
- States with no income tax, and what they charge insteadThe nine states with no tax on wages, how much a typical worker saves there, and the sales, property and other taxes that make up the difference.
- The 50/30/20 budget rule, with real numbersHow the 50/30/20 rule splits take-home pay into needs, wants and savings, what that looks like at three incomes, and how real household spending compares.
Questions
How much is $75,000 a year after taxes in Iowa?
For a single filer paid every two weeks with a standard W-4, about $59,276 a year, or $2,280 a paycheck. Federal income tax takes about $7,670, Social Security and Medicare $5,738, and Iowa income tax $2,316.
How much state income tax is withheld from a paycheck in Iowa?
On a $75,000 salary, Iowa withholding is about $2,316 a year (3.1% of pay), and each extra $1,000 of pay adds about $38 (3.8%). Employees set their withholding on Form IA W-4.
Are bonuses taxed differently in Iowa?
Bonuses paid separately are withheld at the federal flat rate of 22% plus Iowa's supplemental rate of 3.80%. It is only withholding; the actual tax is settled on your return.