Delaware income tax calculator
Estimate your 2026 Delaware and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $3,609 in Delaware income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Delaware owed $4,269
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Delaware and local tax | $4,269 | 5.0% |
| Income after these taxes | $70,855 | 83.4% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- DE tax after credits
- $4,269
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Delaware return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $81,750.00 |
| Tax before credits | $4,379.00 |
| Personal credits | -$110.00 |
| State tax after credits | $4,269.00 |
| State withheld | $0.00 |
| State amount owed | $4,269.00 |
Income tax in Delaware
- Delaware applies one rate schedule to all filers, from 0% on the first $2,000 of taxable income up to 6.6% above $60,000.
- The standard deduction is $3,250 ($6,500 joint), plus $2,500 for each filer 65 or older or blind, and each exemption is a $110 nonrefundable credit, with another $110 for each filer 60 or older.
- Social Security is fully excluded, and the pension exclusion is $2,000 per person under 60 or $12,500 per person 60 or older, where it also covers interest, dividends, capital gains and IRA distributions.
- Filers choose a 20% nonrefundable or 4.5% refundable EITC, the care credit is 50% of the allowed federal credit, and Wilmington levies a separate city wage tax.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Delaware tax, single | Delaware rate, single | Delaware tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $1,545 | 3.9% | $1,254 |
| $60,000 | $5,023 | $2,655 | 4.4% | $2,364 |
| $75,000 | $7,676 | $3,609 | 4.8% | $3,285 |
| $100,000 | $13,176 | $5,259 | 5.3% | $4,935 |
| $150,000 | $24,734 | $8,559 | 5.7% | $8,235 |
Rates
Top rate 6.6%. At $75,000 of wages, each extra $1,000 adds about $66 of Delaware tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Delaware tax of $2,584 before credits, credits of Personal credits ($440), Delaware EITC (20%) ($248), Child and dependent care credit ($525), for $1,371 owed.
Local income tax
None figured on the Delaware return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Delaware paycheck calculator.
More for Delaware: Delaware paycheck calculator · Delaware mortgage calculator · Delaware home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Delaware
Delaware's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Delaware tax guidance (4 sources), checked for 2026.
Sources
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Questions
How much Delaware income tax do I pay on $75,000?
About $3,609 for a single filer with only wage income and the standard deduction (4.8% of income), or $3,285 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Delaware's top income tax rate in 2026?
6.6% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $66 of Delaware tax.
Does Delaware tax Social Security and retirement income?
Partly. A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes about $126 in Delaware income tax in 2026. Exclusions depend on age, income and the type of retirement income.