Florida income tax calculator
Florida has no state income tax, so this estimates your 2026 federal return and refund. A single filer earning $75,000 owes about $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Income after these taxes | $75,124 | 88.4% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- FL tax after credits
- $0
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Income tax in Florida
- Florida has no personal income tax; the state constitution prohibits one, so wages, investment income and retirement income are taxed only at the federal level.
- Florida residents file only a federal income tax return.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single |
|---|---|
| $40,000 | $2,623 |
| $60,000 | $5,023 |
| $75,000 | $7,676 |
| $100,000 | $13,176 |
| $150,000 | $24,734 |
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Florida paycheck calculator.
What Florida taxes instead
Florida's constitution (Article VII, Section 5) bars a state income tax on individuals, so wages, Social Security, pensions and investment income are all free of state income tax. The state relies instead on a 6% sales tax, which local surtaxes raise to about 7% on average, and on property taxes and tourism.
A primary home gets a homestead exemption of up to $51,411 of assessed value in 2026: $25,000 off all property taxes and another $26,411, indexed to inflation, off taxes other than school taxes.
Watch: On the November 3, 2026 ballot: Amendment 3 would raise the non-school homestead exemption to $150,000 in 2027 and $250,000 in 2028, if 60% of voters approve it (checked October 29, 2026).
Florida taxes at a glance, 2026
| Tax on wages | None; the state constitution bars an income tax on individuals |
|---|---|
| Paycheck deductions | None from the state |
| Sales tax | 6.00% state; 6.98% average with local taxes |
| Homestead exemption, 2026 | Up to $51,411 of a primary home's assessed value |
| Estate and inheritance tax | None |
| Property tax | 0.75% of home value a year on average (U.S. average 0.89%) |
Sources: Florida Constitution, Article VII, Section 5; Florida Department of Revenue: 2026 homestead exemption amount; Volusia County Property Appraiser: Amendment 3; Tax Foundation: state and local sales tax rates, midyear 2026. Property tax is the median tax paid as a share of home value, from the Census Bureau's 2024 American Community Survey.
More for Florida: Florida paycheck calculator · Florida mortgage calculator · Florida home affordability calculator
Income tax calculators for other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
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- Nevada
- New Hampshire
- New Jersey
- New Mexico
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- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Florida
Florida has no state income tax return.
Sources
IRS 2026 figures; no state return applies.
Sources
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Questions
Does Florida have a state income tax?
No. Florida residents owe no state income tax on wages for 2026, so only the federal return applies. A single filer earning $75,000 owes about $7,676 in federal income tax.
How much federal income tax do I pay on $75,000 in Florida?
About $7,676 for a single filer with only wage income and the 2026 standard deduction of $16,100, an average rate of 10.2%. Social Security and Medicare are withheld separately from pay.
Do Florida retirees pay state tax on Social Security or pensions?
No. With no state income tax, Social Security, pensions and IRA withdrawals are taxed only on the federal return.