Hawaii income tax calculator
Estimate your 2026 Hawaii and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $3,898 in Hawaii income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Hawaii owed $4,658
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Hawaii and local tax | $4,658 | 5.5% |
| Income after these taxes | $70,466 | 82.9% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- HI tax after credits
- $4,658
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Hawaii return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $75,856.00 |
| Tax before credits | $4,658.00 |
| State tax after credits | $4,658.00 |
| State withheld | $0.00 |
| State amount owed | $4,658.00 |
Income tax in Hawaii
- Hawaii has 12 brackets from 1.40% to 11.00%, with the top rate starting at $325,000 of taxable income for single filers ($650,000 joint).
- The standard deduction rises to $8,000 for 2026 ($12,000 head of household, $16,000 joint), and each exemption is $1,144, with an extra exemption for filers 65 or older.
- Social Security and employer-funded pension income are not taxed, and Hawaii conforms to the federal tips deduction but not the overtime or car loan interest deductions.
- Refundable credits include an EITC of 40% of the federal credit, a food/excise tax credit, and a care credit of 15% to 25% of expenses up to $10,000 ($20,000 for two or more people).
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Hawaii tax, single | Hawaii rate, single | Hawaii tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $1,327 | 3.3% | $170 |
| $60,000 | $5,023 | $2,758 | 4.6% | $1,317 |
| $75,000 | $7,676 | $3,898 | 5.2% | $2,311 |
| $100,000 | $13,176 | $5,798 | 5.8% | $4,050 |
| $150,000 | $24,734 | $9,644 | 6.4% | $7,792 |
Rates
Top rate 11%. At $75,000 of wages, each extra $1,000 adds about $76 of Hawaii tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Hawaii tax of $1,170 before credits, credits of Hawaii EITC ($497), Child and dependent care credit ($600), for $73 owed.
Local income tax
None figured on the Hawaii return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Hawaii paycheck calculator.
More for Hawaii: Hawaii paycheck calculator · Hawaii mortgage calculator · Hawaii home affordability calculator
Income tax calculators for other states
- Alabama
- Alaska
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Hawaii
Hawaii's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Hawaii tax guidance (4 sources), checked for 2026.
Sources
Related guides
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- 2026 federal income tax brackets and standard deductionThe 2026 tax brackets for every filing status, the standard deduction, how marginal rates really work, and what a typical household pays.
- The 2026 tips and overtime deductions, explainedWho can deduct tips and overtime pay from 2025 through 2028, the limits and phase-outs, what counts, which states follow, and how much they save.
- How to adjust your W-4 so you don't owe at tax timeWhat each step of the 2026 Form W-4 does, how to fix withholding that is too low or too high, and worked examples for two jobs, kids and side income.
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- States with no income tax, and what they charge insteadThe nine states with no tax on wages, how much a typical worker saves there, and the sales, property and other taxes that make up the difference.
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- The 2026 SALT deduction cap, explainedThe $40,000 cap on deducting state and local taxes, how it shrinks above $500,000 of income, who should itemize now, and what it saves by state.
Questions
How much Hawaii income tax do I pay on $75,000?
About $3,898 for a single filer with only wage income and the standard deduction (5.2% of income), or $2,311 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Hawaii's top income tax rate in 2026?
11% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $76 of Hawaii tax.
Does Hawaii tax Social Security and retirement income?
Partly. A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes about $586 in Hawaii income tax in 2026. Exclusions depend on age, income and the type of retirement income.