Rhode Island income tax calculator
Estimate your 2026 Rhode Island and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $2,196 in Rhode Island income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Rhode Island owed $2,571
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Rhode Island and local tax | $2,571 | 3.0% |
| Income after these taxes | $72,553 | 85.4% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- RI tax after credits
- $2,571
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Rhode Island return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $68,550.00 |
| Tax before credits | $2,570.63 |
| State tax after credits | $2,570.63 |
| State withheld | $0.00 |
| State amount owed | $2,570.63 |
- 2026 brackets, deduction and exemption are final; the Social Security and pension income limits use the 2025 figures until the 2026 advisory.
Income tax in Rhode Island
- Rhode Island starts from federal AGI and taxes income at 3.75%, 4.75% and 5.99%, with the same brackets for every filing status (5.99% applies above $186,450).
- Itemized deductions are not allowed; the 2026 standard deduction is $11,200 single, $16,800 head of household and $22,400 joint, plus a $5,250 exemption per person, both phased out above $261,000 of modified AGI.
- Filers at Social Security full retirement age with income under a set limit can subtract their taxable Social Security and up to $50,000 of pension and annuity income.
- The state EITC is 16% of the federal credit and refundable, and a nonrefundable care credit equals 25% of the federal credit.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Rhode Island tax, single | Rhode Island rate, single | Rhode Island tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $883 | 2.2% | $266 |
| $60,000 | $5,023 | $1,633 | 2.7% | $1,016 |
| $75,000 | $7,676 | $2,196 | 2.9% | $1,579 |
| $100,000 | $13,176 | $3,148 | 3.1% | $2,516 |
| $150,000 | $24,734 | $5,523 | 3.7% | $4,742 |
Rates
Top rate 5.99%. At $75,000 of wages, each extra $1,000 adds about $38 of Rhode Island tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Rhode Island tax of $623 before credits, credits of Rhode Island earned income credit ($199), Child and dependent care credit ($263), for $161 owed.
Local income tax
None figured on the Rhode Island return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Rhode Island paycheck calculator.
More for Rhode Island: Rhode Island paycheck calculator · Rhode Island mortgage calculator · Rhode Island home affordability calculator
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Rhode Island
Rhode Island's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Rhode Island tax guidance (3 sources), checked for 2026. 2026 brackets, deduction and exemption are final; the Social Security and pension income limits use the 2025 figures until the 2026 advisory.
Sources
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Questions
How much Rhode Island income tax do I pay on $75,000?
About $2,196 for a single filer with only wage income and the standard deduction (2.9% of income), or $1,579 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Rhode Island's top income tax rate in 2026?
5.99% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $38 of Rhode Island tax.
Does Rhode Island tax Social Security and retirement income?
A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes no Rhode Island income tax in 2026 once the state's exclusions, deductions and rates are applied.