Texas income tax calculator
Texas has no state income tax, so this estimates your 2026 federal return and refund. A single filer earning $75,000 owes about $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Income after these taxes | $75,124 | 88.4% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- TX tax after credits
- $0
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Income tax in Texas
- Texas has no personal income tax, and a 2019 amendment to the state constitution prohibits one, so wages, investment income and retirement income are taxed only at the federal level.
- Texas residents file only a federal income tax return.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single |
|---|---|
| $40,000 | $2,623 |
| $60,000 | $5,023 |
| $75,000 | $7,676 |
| $100,000 | $13,176 |
| $150,000 | $24,734 |
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Texas paycheck calculator.
What Texas taxes instead
Texas voters added a ban on a personal income tax to the state constitution in 2019 (Article VIII, Section 24-a), and in 2025 approved amendments that also bar taxes on capital gains and on securities transactions. Wages, pensions and investment income are free of state tax.
Property tax is the trade-off: Texas homeowners pay above-average rates, which fund schools and local government. Since 2025 a primary home gets a $140,000 exemption from school district taxes, and $200,000 in total for homeowners who are 65 or older or disabled.
Texas taxes at a glance, 2026
| Tax on wages | None; the state constitution bars a tax on individuals' net income |
|---|---|
| Paycheck deductions | None from the state |
| Sales tax | 6.25% state; 8.20% average with local taxes |
| School homestead exemption | $140,000, plus $60,000 more for homeowners 65 or older or disabled |
| Franchise tax | 0.75% of margin (0.375% for retail and wholesale); none at or below $2.65 million of revenue |
| Property tax | 1.31% of home value a year on average (U.S. average 0.89%) |
Sources: Texas Constitution, Article VIII, Section 24-a; Bloomberg Tax: Texas voters ban future capital gains and stock transaction taxes (November 2025); Texas Comptroller: franchise tax; Tax Foundation: state and local sales tax rates, midyear 2026. Property tax is the median tax paid as a share of home value, from the Census Bureau's 2024 American Community Survey.
More for Texas: Texas paycheck calculator · Texas mortgage calculator · Texas home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Texas
Texas has no state income tax return.
Sources
IRS 2026 figures; no state return applies.
Sources
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Questions
Does Texas have a state income tax?
No. Texas residents owe no state income tax on wages for 2026, so only the federal return applies. A single filer earning $75,000 owes about $7,676 in federal income tax.
How much federal income tax do I pay on $75,000 in Texas?
About $7,676 for a single filer with only wage income and the 2026 standard deduction of $16,100, an average rate of 10.2%. Social Security and Medicare are withheld separately from pay.
Do Texas retirees pay state tax on Social Security or pensions?
No. With no state income tax, Social Security, pensions and IRA withdrawals are taxed only on the federal return.