Maine income tax calculator
Estimate your 2026 Maine and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $3,385 in Maine income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Maine owed $4,060
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Maine and local tax | $4,060 | 4.8% |
| Income after these taxes | $71,065 | 83.6% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- ME tax after credits
- $4,060
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Maine return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $64,000.00 |
| Tax before credits | $4,059.50 |
| State tax after credits | $4,059.50 |
| State withheld | $0.00 |
| State amount owed | $4,059.50 |
- Rates, deductions and exemption are 2026; the dependent credit and pension cap use 2025 amounts until MRS publishes 2026 values.
Income tax in Maine
- Maine has three brackets for 2026 (5.8%, 6.75% and 7.15%), with the top rate starting at $64,850 of taxable income for single filers and $129,750 for joint filers, plus a new 2% surcharge above $1,000,000 ($1,500,000 joint).
- From federal AGI, filers subtract a standard deduction of $15,700 (single) or $31,400 (joint) and a $5,300 personal exemption per filer, both phased out at higher incomes.
- Social Security is fully exempt, and a pension deduction, reduced by any Social Security received, is available for retirement income.
- Refundable credits include an earned income credit of 25% of the federal credit (50% with no qualifying children), a dependent exemption credit, and a child care credit of 25% of the federal credit, refundable up to $500.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Maine tax, single | Maine rate, single | Maine tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $1,102 | 2.8% | $0 |
| $60,000 | $5,023 | $2,372 | 4.0% | $1,044 |
| $75,000 | $7,676 | $3,385 | 4.5% | $1,914 |
| $100,000 | $13,176 | $5,129 | 5.1% | $3,394 |
| $150,000 | $24,734 | $9,418 | 6.3% | $6,769 |
Rates
Top rate 9.15%. At $75,000 of wages, each extra $1,000 adds about $68 of Maine tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Maine tax of $1,044 before credits, credits of Maine EITC ($311), Dependent exemption credit ($915), Child and dependent care credit ($263), for a refund of $444.
Local income tax
None figured on the Maine return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Maine paycheck calculator.
More for Maine: Maine paycheck calculator · Maine mortgage calculator · Maine home affordability calculator
Income tax calculators for other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Maine
Maine's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Maine tax guidance (3 sources), checked for 2026. Rates, deductions and exemption are 2026; the dependent credit and pension cap use 2025 amounts until MRS publishes 2026 values.
Sources
Related guides
- How bonuses are taxed in 2026Why a bonus check looks smaller than a paycheck, the 22% federal flat rate, every state's bonus withholding rate, and what you actually owe at tax time.
- 2026 federal income tax brackets and standard deductionThe 2026 tax brackets for every filing status, the standard deduction, how marginal rates really work, and what a typical household pays.
- The 2026 tips and overtime deductions, explainedWho can deduct tips and overtime pay from 2025 through 2028, the limits and phase-outs, what counts, which states follow, and how much they save.
- How to adjust your W-4 so you don't owe at tax timeWhat each step of the 2026 Form W-4 does, how to fix withholding that is too low or too high, and worked examples for two jobs, kids and side income.
- How RSUs are taxedRSUs are taxed as pay when they vest. Why the 22% withheld often falls short, how sell-to-cover works, and the 1099-B mistake that taxes income twice.
- ISO vs NSO stock options: taxes and AMTHow ISOs and NSOs are taxed at exercise and sale, when ISOs trigger the alternative minimum tax, and how many you can exercise before it applies.
- States with no income tax, and what they charge insteadThe nine states with no tax on wages, how much a typical worker saves there, and the sales, property and other taxes that make up the difference.
- Which states tax Social Security benefits in 2026?The states that still tax Social Security, their exemptions and income limits, what a typical retiree pays in each, and how federal tax on benefits works.
- The 2026 SALT deduction cap, explainedThe $40,000 cap on deducting state and local taxes, how it shrinks above $500,000 of income, who should itemize now, and what it saves by state.
Questions
How much Maine income tax do I pay on $75,000?
About $3,385 for a single filer with only wage income and the standard deduction (4.5% of income), or $1,914 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Maine's top income tax rate in 2026?
9.15% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $68 of Maine tax.
Does Maine tax Social Security and retirement income?
A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes no Maine income tax in 2026 once the state's exclusions, deductions and rates are applied.