Mississippi income tax calculator
Estimate your 2026 Mississippi and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $2,268 in Mississippi income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Mississippi owed $2,668
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Mississippi and local tax | $2,668 | 3.1% |
| Income after these taxes | $72,456 | 85.2% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- MS tax after credits
- $2,668
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Mississippi return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $76,700.00 |
| Tax before credits | $2,668.00 |
| State tax after credits | $2,668.00 |
| State withheld | $0.00 |
| State amount owed | $2,668.00 |
- The 4% rate, exemptions and standard deductions are statutory and final for 2026.
Income tax in Mississippi
- Mississippi taxes the first $10,000 of taxable income at 0% and the rest at 4.0% in 2026, and joint filers apply the $10,000 zero bracket to each spouse separately.
- Mississippi builds its own gross income, then subtracts a standard deduction of $2,300 (single) or $4,600 (joint) and exemptions of $6,000 (single) or $12,000 (joint), plus $1,500 per dependent.
- Social Security and qualified retirement income, including pensions, IRAs and 401(k) distributions, are fully exempt.
- There is no state earned income or child tax credit, but filers with federal AGI of $50,000 or less receive a nonrefundable credit of 25% of the federal child and dependent care credit.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Mississippi tax, single | Mississippi rate, single | Mississippi tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $868 | 2.2% | $536 |
| $60,000 | $5,023 | $1,668 | 2.8% | $1,336 |
| $75,000 | $7,676 | $2,268 | 3.0% | $1,936 |
| $100,000 | $13,176 | $3,268 | 3.3% | $2,936 |
| $150,000 | $24,734 | $5,268 | 3.5% | $4,936 |
Rates
Top rate 4%. At $75,000 of wages, each extra $1,000 adds about $40 of Mississippi tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Mississippi tax of $1,216 before credits, no state credits, for $1,216 owed.
Local income tax
None figured on the Mississippi return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Mississippi paycheck calculator.
More for Mississippi: Mississippi paycheck calculator · Mississippi mortgage calculator · Mississippi home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Mississippi
Mississippi's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Mississippi tax guidance (3 sources), checked for 2026. The 4% rate, exemptions and standard deductions are statutory and final for 2026.
Sources
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Questions
How much Mississippi income tax do I pay on $75,000?
About $2,268 for a single filer with only wage income and the standard deduction (3.0% of income), or $1,936 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Mississippi's top income tax rate in 2026?
4% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $40 of Mississippi tax.
Does Mississippi tax Social Security and retirement income?
A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes no Mississippi income tax in 2026 once the state's exclusions, deductions and rates are applied.