Virginia income tax calculator
Estimate your 2026 Virginia and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $3,498 in Virginia income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Virginia owed $4,073
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Virginia and local tax | $4,073 | 4.8% |
| Income after these taxes | $71,051 | 83.6% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- VA tax after credits
- $4,073
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Virginia return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $75,320.00 |
| Tax before credits | $4,073.40 |
| State tax after credits | $4,073.40 |
| State withheld | $0.00 |
| State amount owed | $4,073.40 |
- Rates, exemptions and the 2026 standard deduction are statutory; the Spouse Tax Adjustment for two-earner couples is not included.
Income tax in Virginia
- Virginia starts from federal AGI and taxes income at 2%, 3%, 5% and 5.75%, with the top rate applying above $17,000 of taxable income for every filing status.
- The standard deduction is $8,750 ($17,500 joint) for 2026, and each person gets a $930 exemption, plus $800 for each filer 65 or older or blind.
- Social Security is exempt, and filers 65 or older may take an age deduction of up to $12,000 each, reduced as income rises above $50,000 single or $75,000 married (but not for filers born on or before January 1, 1939).
- The refundable Virginia EITC is 20% of the federal credit for 2026 and cannot be combined with the age deduction; Virginia localities do not levy income tax.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Virginia tax, single | Virginia rate, single | Virginia tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $1,486 | 3.7% | $929 |
| $60,000 | $5,023 | $2,636 | 4.4% | $2,079 |
| $75,000 | $7,676 | $3,498 | 4.7% | $2,942 |
| $100,000 | $13,176 | $4,936 | 4.9% | $4,379 |
| $150,000 | $24,734 | $7,811 | 5.2% | $7,254 |
Rates
Top rate 5.75%. At $75,000 of wages, each extra $1,000 adds about $58 of Virginia tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Virginia tax of $1,972 before credits, credits of Virginia earned income credit ($248), for $1,724 owed.
Local income tax
None figured on the Virginia return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Virginia paycheck calculator.
More for Virginia: Virginia paycheck calculator · Virginia mortgage calculator · Virginia home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Virginia
Virginia's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Virginia tax guidance (2 sources), checked for 2026. Rates, exemptions and the 2026 standard deduction are statutory; the Spouse Tax Adjustment for two-earner couples is not included.
Sources
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Questions
How much Virginia income tax do I pay on $75,000?
About $3,498 for a single filer with only wage income and the standard deduction (4.7% of income), or $2,942 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Virginia's top income tax rate in 2026?
5.75% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $58 of Virginia tax.
Does Virginia tax Social Security and retirement income?
Partly. A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes about $246 in Virginia income tax in 2026. Exclusions depend on age, income and the type of retirement income.