Tennessee income tax calculator
Tennessee has no state income tax, so this estimates your 2026 federal return and refund. A single filer earning $75,000 owes about $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Income after these taxes | $75,124 | 88.4% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- TN tax after credits
- $0
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Income tax in Tennessee
- Tennessee has no tax on wages, and its former Hall tax on interest and dividends was fully repealed starting in 2021, so residents owe no state income tax.
- Tennessee residents file only a federal income tax return.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single |
|---|---|
| $40,000 | $2,623 |
| $60,000 | $5,023 |
| $75,000 | $7,676 |
| $100,000 | $13,176 |
| $150,000 | $24,734 |
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Tennessee paycheck calculator.
What Tennessee taxes instead
A 2014 amendment to Tennessee's constitution (Article II, Section 28) bars state and local taxes on payroll or earned personal income. The Hall income tax on interest and dividends was phased out and ended for tax periods beginning in 2021, so Tennessee now taxes no personal income.
The state leans heavily on sales tax: 7% statewide plus local taxes, about 9.6% on average, which is the second highest combined rate in the country. Businesses pay franchise and excise taxes, and some licensed professionals pay a yearly professional privilege tax.
Tennessee taxes at a glance, 2026
| Tax on wages | None; the state constitution bars taxes on payroll or earned income |
|---|---|
| Hall tax on interest and dividends | Repealed from 2021 |
| Sales tax | 7.00% state; 9.61% average with local taxes, the second highest in the country |
| Business taxes | Franchise tax of 0.25% of net worth and excise tax of 6.5% of earnings |
| Inheritance tax | None since 2016 |
| Property tax | 0.45% of home value a year on average (U.S. average 0.89%) |
Sources: Tennessee Department of Revenue: Hall income tax; Tennessee Constitution, Article II, Section 28; Tennessee Department of Revenue: franchise and excise tax rates; Tennessee Department of Revenue: inheritance tax; Tax Foundation: state and local sales tax rates, midyear 2026. Property tax is the median tax paid as a share of home value, from the Census Bureau's 2024 American Community Survey.
More for Tennessee: Tennessee paycheck calculator · Tennessee mortgage calculator · Tennessee home affordability calculator
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Tennessee
Tennessee has no state income tax return.
Sources
IRS 2026 figures; no state return applies.
Sources
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Questions
Does Tennessee have a state income tax?
No. Tennessee residents owe no state income tax on wages for 2026, so only the federal return applies. A single filer earning $75,000 owes about $7,676 in federal income tax.
How much federal income tax do I pay on $75,000 in Tennessee?
About $7,676 for a single filer with only wage income and the 2026 standard deduction of $16,100, an average rate of 10.2%. Social Security and Medicare are withheld separately from pay.
Do Tennessee retirees pay state tax on Social Security or pensions?
No. With no state income tax, Social Security, pensions and IRA withdrawals are taxed only on the federal return.