Vermont income tax calculator
Estimate your 2026 Vermont and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $2,446 in Vermont income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Vermont owed $3,106
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Vermont and local tax | $3,106 | 3.7% |
| Income after these taxes | $72,018 | 84.7% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- VT tax after credits
- $3,106
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Vermont return
Latest rules (2026)| Line | Amount |
|---|---|
| State taxable income | $72,050.00 |
| Tax before credits | $3,105.80 |
| State tax after credits | $3,105.80 |
| State withheld | $0.00 |
| State amount owed | $3,105.80 |
- Uses the 2025 brackets, standard deduction and exemption until Vermont publishes 2026 figures (expect about 2.6% higher thresholds).
Income tax in Vermont
- Vermont starts from federal AGI and taxes income in four brackets at 3.35%, 6.6%, 7.6% and 8.75%, with separate thresholds by filing status.
- Filers use a Vermont standard deduction and personal exemptions instead of itemizing, and those with federal AGI over $150,000 owe at least 3% of federal AGI.
- Social Security is fully exempt when AGI is below $55,000 ($70,000 joint), and the exemption phases out completely by $65,000 ($80,000 joint).
- Refundable credits include an EITC of 38% of the federal credit with children or 100% without, a $1,000 child tax credit per child 6 or under, and a care credit of 72% of the federal credit.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Vermont tax, single | Vermont rate, single | Vermont tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $906 | 2.3% | $472 |
| $60,000 | $5,023 | $1,576 | 2.6% | $1,142 |
| $75,000 | $7,676 | $2,446 | 3.3% | $1,645 |
| $100,000 | $13,176 | $4,096 | 4.1% | $2,482 |
| $150,000 | $24,734 | $7,538 | 5.0% | $5,437 |
Rates
Top rate 8.75%. At $75,000 of wages, each extra $1,000 adds about $66 of Vermont tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Vermont tax of $787 before credits, credits of Vermont earned income credit ($472), Child tax credit ($1,000), Child and dependent care credit ($756), for a refund of $1,441.
Local income tax
None figured on the Vermont return.
Examples assume wages only, the standard deduction and no other income. These state figures are an estimate; see the sources note. See what comes out of each check in the Vermont paycheck calculator.
More for Vermont: Vermont paycheck calculator · Vermont mortgage calculator · Vermont home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Vermont
Vermont's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Vermont tax guidance (3 sources), checked for 2026. Uses the 2025 brackets, standard deduction and exemption until Vermont publishes 2026 figures (expect about 2.6% higher thresholds).
Sources
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Questions
How much Vermont income tax do I pay on $75,000?
About $2,446 for a single filer with only wage income and the standard deduction (3.3% of income), or $1,645 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Vermont's top income tax rate in 2026?
8.75% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $66 of Vermont tax.
Does Vermont tax Social Security and retirement income?
Partly. A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes about $529 in Vermont income tax in 2026. Exclusions depend on age, income and the type of retirement income.