Today's rates
  • 30Y fixed7.24%
  • 15Y fixed6.60%
  • CPI YoY3.74%
  • Fed funds3.88%
  • 10Y Treasury4.98%
  • 60M new auto7.54%
As of Oct 29, 2026

South Dakota income tax calculator

South Dakota has no state income tax, so this estimates your 2026 federal return and refund. A single filer earning $75,000 owes about $7,676 in federal income tax.

By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers

A You
Filing status

You, and your spouse if filing jointly

State
B Income
$

W-2 box 1, after pre-tax 401(k) and benefits

$

Taxable interest, short-term gains, other ordinary income

$

W-2 box 12; already left out of wages. A few states tax it.

$
$
$
$

Deductible IRA, HSA, student loan interest

C New 2026 deductions
$
$

Only the extra half of time-and-a-half pay

$

US-assembled new vehicle, loan after 2024

$

Market price minus strike, times shares, for incentive stock options exercised and held past year end. It counts only for the alternative minimum tax. Stock option calculator

D Itemized deductions
$
$

Or sales tax, if larger

$

Federal cap: $40,400 for both combined

$
$

Only the part over 7.5% of AGI counts

$
E Family

Children who lived with you over half the year

Children under 13, or a dependent or spouse unable to care for themselves

$

Day care, after-school care, day camp. Up to $3,000 for one person, $6,000 for two or more

F Tax already paid
$

W-2 box 2 (the paycheck calculator shows a yearly total)

$

Estimated federal amount owed

$876.00

Federal tax $9,876

Federal tax$9,87611.6%
Income after these taxes$75,12488.4%
Adjusted gross income
$85,000
Taxable income
$68,900
Deduction used
Standard $16,100
Federal bracket
22%
Effective federal rate
11.6%
SD tax after credits
$0

Where your federal tax comes from

Ordinary income by bracket
  • 10% bracket on $12,400$1,240
  • 12% bracket on $38,000$4,560
  • 22% bracket on $18,500$4,070

Federal return summary

Form 1040, 2026
LineAmount
Total income$85,000.00
Adjustments-$0.00
Adjusted gross income$85,000.00
Standard deduction-$16,100.00
Taxable income$68,900.00
Income tax$9,876.00
Total federal tax$9,876.00
Withholding and estimated payments$9,000.00
Federal amount owed$876.00

Income tax in South Dakota

  • South Dakota has no personal income tax, so wages, investment income and retirement income are taxed only at the federal level.
  • South Dakota residents file only a federal income tax return.

2026 income tax at common incomes (wages only, standard deduction)

IncomeFederal tax, single
$40,000$2,623
$60,000$5,023
$75,000$7,676
$100,000$13,176
$150,000$24,734

Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the South Dakota paycheck calculator.

What South Dakota taxes instead

South Dakota taxes neither personal nor corporate income, so wages, retirement income and investment income are free of state income tax. The state relies mainly on sales and property taxes.

The state sales tax rate was cut to 4.2% for a limited time and is scheduled to return to 4.5% after June 30, 2027; an effort to make the lower rate permanent stalled in the legislature in 2026.

South Dakota taxes at a glance, 2026

Tax on wagesNone
Paycheck deductionsNone from the state
Sales tax4.20% state (scheduled to return to 4.50% after June 30, 2027); 6.11% average with local taxes
Corporate income taxNone (banks pay a bank franchise tax)
Property tax1.02% of home value a year on average (U.S. average 0.89%)

Sources: KOTA: effort to keep the reduced sales tax rate stalls (February 2026); Tax Foundation: state and local sales tax rates, midyear 2026. Property tax is the median tax paid as a share of home value, from the Census Bureau's 2024 American Community Survey.

More for South Dakota: South Dakota paycheck calculator · South Dakota mortgage calculator · South Dakota home affordability calculator

Income tax calculators for other states

How this is calculated

Federal return

The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.

South Dakota

South Dakota has no state income tax return.

Sources

IRS 2026 figures; no state return applies.

Sources

  1. IRS Revenue Procedure 2025-32: 2026 tax brackets, standard deduction and other inflation adjustments
  2. IRS Form 1040 instructions
  3. IRS Form 6251, Alternative Minimum Tax
  4. State revenue departments, via the Federation of Tax Administrators

Related guides

Questions

Does South Dakota have a state income tax?

No. South Dakota residents owe no state income tax on wages for 2026, so only the federal return applies. A single filer earning $75,000 owes about $7,676 in federal income tax.

How much federal income tax do I pay on $75,000 in South Dakota?

About $7,676 for a single filer with only wage income and the 2026 standard deduction of $16,100, an average rate of 10.2%. Social Security and Medicare are withheld separately from pay.

Do South Dakota retirees pay state tax on Social Security or pensions?

No. With no state income tax, Social Security, pensions and IRA withdrawals are taxed only on the federal return.