Oregon income tax calculator
Estimate your 2026 Oregon and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $5,058 in Oregon income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Oregon owed $5,839
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Oregon and local tax | $5,839 | 6.9% |
| Income after these taxes | $69,285 | 81.5% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- OR tax after credits
- $5,839
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Oregon return
Latest rules (2026)| Line | Amount |
|---|---|
| State taxable income | $73,350.00 |
| Tax before credits | $6,098.63 |
| Exemption credit | -$260.00 |
| State tax after credits | $5,838.63 |
| State withheld | $0.00 |
| State amount owed | $5,838.63 |
- Uses the DOR's estimated 2026 indexed brackets, deductions and exemption credit; final figures come with the 2026 OR-40 instructions.
Income tax in Oregon
- Oregon taxes income at 4.75%, 6.75%, 8.75% and 9.9%, with the top rate starting at $125,000 of taxable income for single filers and $250,000 for joint filers.
- Starting from federal AGI, filers subtract part of their federal income tax (capped and phased out at higher incomes) and take a small standard deduction or Oregon itemized deductions.
- Social Security is exempt, and a per-person exemption credit ends above $100,000 of federal AGI ($200,000 joint).
- Refundable credits include an Oregon EITC of 9% of the federal credit (12% with a child under 3) and a working family household and dependent care credit of up to 75% of care expenses.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Oregon tax, single | Oregon rate, single | Oregon tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $2,437 | 6.1% | $1,766 |
| $60,000 | $5,023 | $3,977 | 6.6% | $3,336 |
| $75,000 | $7,676 | $5,058 | 6.7% | $4,491 |
| $100,000 | $13,176 | $7,151 | 7.2% | $6,416 |
| $150,000 | $24,734 | $12,806 | 8.5% | $10,694 |
Rates
Top rate 9.9%. At $75,000 of wages, each extra $1,000 adds about $68 of Oregon tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Oregon tax of $4,105 before credits, credits of Exemption credit ($1,040), Oregon earned income credit ($112), Child and dependent care credit ($1,800), for $1,153 owed.
Local income tax
None figured on the Oregon return.
Examples assume wages only, the standard deduction and no other income. These state figures are an estimate; see the sources note. See what comes out of each check in the Oregon paycheck calculator.
More for Oregon: Oregon paycheck calculator · Oregon mortgage calculator · Oregon home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Oregon
Oregon's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Oregon tax guidance (3 sources), checked for 2026. Uses the DOR's estimated 2026 indexed brackets, deductions and exemption credit; final figures come with the 2026 OR-40 instructions.
Sources
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Questions
How much Oregon income tax do I pay on $75,000?
About $5,058 for a single filer with only wage income and the standard deduction (6.7% of income), or $4,491 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Oregon's top income tax rate in 2026?
9.9% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $68 of Oregon tax.
Does Oregon tax Social Security and retirement income?
Partly. A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes about $1,501 in Oregon income tax in 2026. Exclusions depend on age, income and the type of retirement income.