Ohio income tax calculator
Estimate your 2026 Ohio and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $1,619 in Ohio income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Ohio owed $1,901
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Ohio and local tax | $1,901 | 2.2% |
| Income after these taxes | $73,223 | 86.1% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- OH tax after credits
- $1,901
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Ohio return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $83,100.00 |
| Tax before credits | $1,900.88 |
| State tax after credits | $1,900.88 |
| State withheld | $0.00 |
| State amount owed | $1,900.88 |
- The 2026 schedule is statutory; exemption amounts assume ODT keeps the 2025 figures, and school district and city taxes are not included.
- Ohio school district income tax and city income tax are filed separately and are not included here; the paycheck calculator shows local tax.
Income tax in Ohio
- Ohio starts from federal AGI and taxes nonbusiness income above $26,050 at a flat 2.75% plus a fixed $332, with no tax at or below $26,050 and the same schedule for every filing status.
- There is no standard deduction; instead each filer and dependent gets a personal exemption that shrinks as income rises and ends at $500,000 of modified AGI.
- Social Security is fully exempt, while pensions and IRA withdrawals are taxed but can earn a retirement income credit of up to $200 and a $50 senior citizen credit.
- Nonrefundable credits include a state EITC of 30% of the federal credit and a joint filing credit; school district and city income taxes are filed separately.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Ohio tax, single | Ohio rate, single | Ohio tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $650 | 1.6% | $584 |
| $60,000 | $5,023 | $1,207 | 2.0% | $1,147 |
| $75,000 | $7,676 | $1,619 | 2.2% | $1,560 |
| $100,000 | $13,176 | $2,313 | 2.3% | $2,261 |
| $150,000 | $24,734 | $3,688 | 2.5% | $3,636 |
Rates
Top rate 2.75%. At $75,000 of wages, each extra $1,000 adds about $28 of Ohio tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Ohio tax of $1,029 before credits, credits of Ohio earned income credit ($373), for $656 owed.
Local income tax
None figured on the Ohio return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Ohio paycheck calculator.
More for Ohio: Ohio paycheck calculator · Ohio mortgage calculator · Ohio home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Ohio
Ohio's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Ohio tax guidance (4 sources), checked for 2026. The 2026 schedule is statutory; exemption amounts assume ODT keeps the 2025 figures, and school district and city taxes are not included.
Sources
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Questions
How much Ohio income tax do I pay on $75,000?
About $1,619 for a single filer with only wage income and the standard deduction (2.2% of income), or $1,560 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Ohio's top income tax rate in 2026?
2.75% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $28 of Ohio tax.
Does Ohio tax Social Security and retirement income?
Partly. A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes about $105 in Ohio income tax in 2026. Exclusions depend on age, income and the type of retirement income.