Georgia income tax calculator
Estimate your 2026 Georgia and federal income tax and whether you will get a refund. A single filer earning $75,000 owes about $2,994 in Georgia income tax and $7,676 in federal income tax.
By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers
Estimated federal amount owed
$876.00
Federal tax $9,876 · Georgia owed $3,493
| Federal tax | $9,876 | 11.6% |
|---|---|---|
| Georgia and local tax | $3,493 | 4.1% |
| Income after these taxes | $71,631 | 84.3% |
- Adjusted gross income
- $85,000
- Taxable income
- $68,900
- Deduction used
- Standard $16,100
- Federal bracket
- 22%
- Effective federal rate
- 11.6%
- GA tax after credits
- $3,493
Where your federal tax comes from
Ordinary income by bracketFederal return summary
Form 1040, 2026| Line | Amount |
|---|---|
| Total income | $85,000.00 |
| Adjustments | -$0.00 |
| Adjusted gross income | $85,000.00 |
| Standard deduction | -$16,100.00 |
| Taxable income | $68,900.00 |
| Income tax | $9,876.00 |
| Total federal tax | $9,876.00 |
| Withholding and estimated payments | $9,000.00 |
| Federal amount owed | $876.00 |
Georgia return
2026 rules| Line | Amount |
|---|---|
| State taxable income | $70,000.00 |
| Tax before credits | $3,493.00 |
| State tax after credits | $3,493.00 |
| State withheld | $0.00 |
| State amount owed | $3,493.00 |
- The 2026 IT-511 is not yet published; tips/overtime subtraction details and child credit refundability await it.
Income tax in Georgia
- Georgia's flat rate falls to 4.99% for 2026, with a standard deduction of $15,000 ($30,000 joint) and a $5,000 exemption per dependent.
- Social Security is fully exempt, and the retirement income exclusion allows up to $35,000 per person at ages 62 to 64 and $65,000 per person at 65 or older.
- Georgia does not adopt the federal tips and overtime deductions, but for 2026 through 2028 it offers its own subtractions for up to $1,750 of qualified overtime and $1,750 of qualified cash tips.
- Credits include $250 per child under 6 and a nonrefundable care credit equal to 50% of the allowed federal credit; Georgia has no state EITC or local income tax.
2026 income tax at common incomes (wages only, standard deduction)
| Income | Federal tax, single | Georgia tax, single | Georgia rate, single | Georgia tax, married |
|---|---|---|---|---|
| $40,000 | $2,623 | $1,248 | 3.1% | $499 |
| $60,000 | $5,023 | $2,246 | 3.7% | $1,497 |
| $75,000 | $7,676 | $2,994 | 4.0% | $2,246 |
| $100,000 | $13,176 | $4,242 | 4.2% | $3,493 |
| $150,000 | $24,734 | $6,737 | 4.5% | $5,988 |
Rates
Top rate 4.99%. At $75,000 of wages, each extra $1,000 adds about $50 of Georgia tax.
Family example
A married couple earning $60,000 with two children and $4,000 of child care: Georgia tax of $998 before credits, credits of Child tax credit ($250), Child and dependent care credit ($525), for $223 owed.
Local income tax
None figured on the Georgia return.
Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Georgia paycheck calculator.
More for Georgia: Georgia paycheck calculator · Georgia mortgage calculator · Georgia home affordability calculator
Income tax calculators for other states
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How this is calculated
Federal return
The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.
Georgia
Georgia's 2026 resident return: its starting point, Social Security and retirement adjustments, deductions, exemptions, rates and main credits.
Sources
Official Georgia tax guidance (3 sources), checked for 2026. The 2026 IT-511 is not yet published; tips/overtime subtraction details and child credit refundability await it.
Sources
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Questions
How much Georgia income tax do I pay on $75,000?
About $2,994 for a single filer with only wage income and the standard deduction (4.0% of income), or $2,246 for a married couple filing jointly on the same income. Federal income tax on $75,000 for a single filer is about $7,676.
What is Georgia's top income tax rate in 2026?
4.99% on the highest incomes. At $75,000 of wages, each extra $1,000 adds about $50 of Georgia tax.
Does Georgia tax Social Security and retirement income?
A single retiree aged 67 with $30,000 of Social Security and $30,000 of pension or IRA withdrawals owes no Georgia income tax in 2026 once the state's exclusions, deductions and rates are applied.