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As of Oct 29, 2026

Washington income tax calculator

Washington has no state income tax, so this estimates your 2026 federal return and refund. A single filer earning $75,000 owes about $7,676 in federal income tax.

By John Crane, MBA & the Editorial Team · Updated for the 2026 tax year. How we check our numbers

A You
Filing status

You, and your spouse if filing jointly

State
B Income
$

W-2 box 1, after pre-tax 401(k) and benefits

$

Taxable interest, short-term gains, other ordinary income

$

W-2 box 12; already left out of wages. A few states tax it.

$
$
$
$

Deductible IRA, HSA, student loan interest

C New 2026 deductions
$
$

Only the extra half of time-and-a-half pay

$

US-assembled new vehicle, loan after 2024

$

Market price minus strike, times shares, for incentive stock options exercised and held past year end. It counts only for the alternative minimum tax. Stock option calculator

D Itemized deductions
$
$

Or sales tax, if larger

$

Federal cap: $40,400 for both combined

$
$

Only the part over 7.5% of AGI counts

$
E Family

Children who lived with you over half the year

Children under 13, or a dependent or spouse unable to care for themselves

$

Day care, after-school care, day camp. Up to $3,000 for one person, $6,000 for two or more

F Tax already paid
$

W-2 box 2 (the paycheck calculator shows a yearly total)

$

Estimated federal amount owed

$876.00

Federal tax $9,876

Federal tax$9,87611.6%
Income after these taxes$75,12488.4%
Adjusted gross income
$85,000
Taxable income
$68,900
Deduction used
Standard $16,100
Federal bracket
22%
Effective federal rate
11.6%
WA tax after credits
$0

Where your federal tax comes from

Ordinary income by bracket
  • 10% bracket on $12,400$1,240
  • 12% bracket on $38,000$4,560
  • 22% bracket on $18,500$4,070

Federal return summary

Form 1040, 2026
LineAmount
Total income$85,000.00
Adjustments-$0.00
Adjusted gross income$85,000.00
Standard deduction-$16,100.00
Taxable income$68,900.00
Income tax$9,876.00
Total federal tax$9,876.00
Withholding and estimated payments$9,000.00
Federal amount owed$876.00

Income tax in Washington

  • Washington does not tax wages or retirement income, so most residents file only a federal income tax return.
  • Washington does tax long-term capital gains above a large annual deduction, which this calculator does not include.

2026 income tax at common incomes (wages only, standard deduction)

IncomeFederal tax, single
$40,000$2,623
$60,000$5,023
$75,000$7,676
$100,000$13,176
$150,000$24,734

Examples assume wages only, the standard deduction and no other income. See what comes out of each check in the Washington paycheck calculator.

What Washington taxes instead

Washington does not tax wages, but two state payroll premiums come out of every paycheck: Paid Family and Medical Leave (the employee share is about 0.81% of wages up to $184,500 in 2026) and the WA Cares Fund for long-term care (0.58% of all wages, with no cap). Together they take about 1.39% of pay, and the paycheck calculator includes both.

Investment income is taxed in one case: a 7% tax on long-term capital gains above a yearly deduction ($278,000 for 2025), rising to 9.9% on gains above $1 million from 2025. Washington also has an estate tax and one of the highest combined sales tax rates in the country.

Watch: A 9.9% tax on income above $1 million (SB 6346, signed March 30, 2026) would apply from January 1, 2028; it faces lawsuits, and Initiative 645 on the November 3, 2026 ballot would repeal it (checked October 29, 2026).

Washington taxes at a glance, 2026

Tax on wagesNone in 2026
Paycheck deductionsPaid Family and Medical Leave about 0.81% of wages up to $184,500, and WA Cares 0.58% of all wages
Capital gains tax7% on long-term gains above the yearly deduction ($278,000 for 2025), 9.9% on gains above $1 million
Sales tax6.50% state; 9.57% average with local taxes, the third highest in the country
Estate tax10% to 20% for deaths from July 1, 2026, above a $3,000,000 exemption
Property tax0.79% of home value a year on average (U.S. average 0.89%)

Sources: Washington Employment Security Department: Paid Family and Medical Leave premiums; Washington Department of Revenue: capital gains tax; Washington Legislature: SB 6347 (estate tax), 2026; Ballotpedia: Washington Initiative 645 (2026); Tax Foundation: state and local sales tax rates, midyear 2026. Property tax is the median tax paid as a share of home value, from the Census Bureau's 2024 American Community Survey.

More for Washington: Washington paycheck calculator · Washington mortgage calculator · Washington home affordability calculator

Income tax calculators for other states

How this is calculated

Federal return

The 2026 Form 1040: standard or itemized deduction, the new Schedule 1-A deductions, tax rates, child tax credit, child and dependent care credit and EITC.

Washington

Washington has no state income tax return.

Sources

IRS 2026 figures; no state return applies.

Sources

  1. IRS Revenue Procedure 2025-32: 2026 tax brackets, standard deduction and other inflation adjustments
  2. IRS Form 1040 instructions
  3. IRS Form 6251, Alternative Minimum Tax
  4. State revenue departments, via the Federation of Tax Administrators

Related guides

Questions

Does Washington have a state income tax?

No. Washington residents owe no state income tax on wages for 2026, so only the federal return applies. A single filer earning $75,000 owes about $7,676 in federal income tax.

How much federal income tax do I pay on $75,000 in Washington?

About $7,676 for a single filer with only wage income and the 2026 standard deduction of $16,100, an average rate of 10.2%. Social Security and Medicare are withheld separately from pay.

Do Washington retirees pay state tax on Social Security or pensions?

No. With no state income tax, Social Security, pensions and IRA withdrawals are taxed only on the federal return.